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How to manage your finances or Budget

One of the most difficult task is to budget or managing your finances, see for example you have the salary of 50k and your house mortgage is 25k so how do you budget with that with slashing half of your salary plus your electricity bill, water bill and of course the internet fee. The best thing you could do is make sure you have a grocery for a month avoid those that unnecessary things like dress, shoes, buy the nice one of that will last for a lifetime. Don't buy the cheap one because its only last for a month or in a few use. So its better to buy the classic one not a trendy, but at least you can buy once. And the other one is eating in a high end have you tried to get your fry pan or sauce pan to joggle the vegetable. Cooking is fun its not what you think. And also its delicious and healthy food that you serve in your family. And also not to buy that thing not important. And make sure you have a cash, I didn't mean credit card, you know its very convenient if you have a credit card in your wallet I'm not saying don't use it. Just use it if its really emergency. Unless you are a shopaholic then this is not the right for you. No, you can shop but only in the important things not to the point you are a hoarding or accumulating things in your house. Or compulsive buying. Just what you need only de-clutter your house and de-clutter your life that's how you achieve your budget. I remember my professor in Sales Management he was studying abroad to get his MBA. He said he's not rich he has little money, he didn't say he has no money but it's enough to his tuition fee, board and logging and food. So he has no extra money for his curricular activities or even for a books, so what he did instead of buying a books he copied it not on xerox but in writing you got that right. He wrote all those important topics that he need and for all he's hard work he finish he's MBA. Bravo to him.

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