Sometimes we just screwed up with our budget. There are so many reasons why. First unexpected or emergency happens. Like one of your family is in the hospital so what happen now is you withdraw the money for mortgage monthly if that happen that's really a trouble unless you can replenish right away then that is not a problem.
So what can we do to avoid this to happen in the future. You should have a list for your budget. For example how much for your grocery, or foods, transportation allowance, bills and utility, that's included your mortgage monthly, tuition fee of your children and of course emergency fund allowance. So in case of emergency you have money to use. And avoid using money on not important for example unexpected dinner or out of town it will disrupt your budget. And avoid using your credit card on not important things. So you know how much your budget for a month that you use.
Especially do not compare yourself to your neighbor that what she had you should have too.Spend only what you need not what you don't need. Its okay to buy or purchase as long as it may not hurt your budget or you may wake up one day that you are bankruptcy its not what I mean to the point you are bankruptcy but spend only what you need not what you don't need.
Are you comparing yourself to someone else? If yes I doubt you have a bad day everyday. First of all never compare yourself to someone else. Some they are working hard. To maintain their status in terms of money, lifestyle etc. What's they look like. Alright you went to the gym for a month but you didn't see the results. What happened. Alright your lifting the bar, treadmill but stil it doesn't work. That's where your food is concern. Don't ask me because I love Spaghetti and Chicken and French Fries and Ice Cream Cheese Burgers and Donuts. Tell me are they healthy. Definitely not. But its okay to have those as a treat once in a while. Not everyone can Mediterranean diet. Or vegetables salad or puree juice. So step by step you have to eat fuits and vegetables I didn't mean only vegetables you can mixed with meat. And try to watch watch a cooking show which all the ingredients are available in the market or supermarket must be simple and delicious too. ...
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