Sometimes we just screwed up with our budget. There are so many reasons why. First unexpected or emergency happens. Like one of your family is in the hospital so what happen now is you withdraw the money for mortgage monthly if that happen that's really a trouble unless you can replenish right away then that is not a problem.
So what can we do to avoid this to happen in the future. You should have a list for your budget. For example how much for your grocery, or foods, transportation allowance, bills and utility, that's included your mortgage monthly, tuition fee of your children and of course emergency fund allowance. So in case of emergency you have money to use. And avoid using money on not important for example unexpected dinner or out of town it will disrupt your budget. And avoid using your credit card on not important things. So you know how much your budget for a month that you use.
Especially do not compare yourself to your neighbor that what she had you should have too.Spend only what you need not what you don't need. Its okay to buy or purchase as long as it may not hurt your budget or you may wake up one day that you are bankruptcy its not what I mean to the point you are bankruptcy but spend only what you need not what you don't need.
This is mandatory whether a house rules or in the company. We do always follow the rules and regulations and no one should be bending it. There's no exceptions no one. Sometimes we do not follow rules and regulations sometimes we bending it for our own benefit. And I bet you do some nasty things in life. That you end up grounded by your parents. And definitely I'm not exempted to that. Like years ago I was new to the dorms that I didn't know that at 10 PM strictly not allowed outside the room or facility. But my friend and I went outside and we don't bring a key and guess what we were grounded and just sleep inside the gate. Fortunately some friends stayed with us even they have a duty at 6am. That's how good friends are there in times of need they are there. And you don't need to be rich or top but surround yourself that will uplifting your mode and inspire you to do your best. Even in the down time. That's why rules and regulations are pretty impor
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