Do You Have A Plan To Apply A Credit Card

If you are applying for a Credit Card, are you capable of paying your bills, more than what you have, what's the reason why you need it.
If you you're answer is yes why do you need it? If you want a credit card because your friend have it. Just think about it, I didn't say don't get a credit card but you must know the disadvantage and advantages.

Here are the Advantages

1. Easy to buy what you want or need.

2. If you are starting an online business then you can use it. Or simply you want to buy in online you don't to go outside just to buy your shoes or dress.

3. You have more privileges in Airline, shopping mall the endless possibilities without paying immediately.

4. You have more time to budget how much your foods in a Month, or simply by paying your gasoline for your car.

5. Very convenient even without a cash. And so much more.

But wait did I mention too the disadvantage yes definitely yes. So here are some.

1. Make sure you pay on time or else it will accumulate plus the interest.

2. Always make sure you will pay before due date. Anyway when times come when you have an emergency you can rely on it, especially you have no balance due. The bank will surely give you an SIP Plan. So just be good. Always make sure you have enough money to pay your bills on time. Or if you can't afford you can pay by using installment. But if you are capable of paying in full. Just go for it.

So in other words having a credit card is full of endless possibilities, to enjoyed your life and convenient and lies of this must have a full responsibility as a user. So make sure approach your choosing bank and also learn the responsibility.

Comments

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